Incentives like gift cards can help companies gain new financial customers with digital banking adoption!
October 2025 | PerfectGift Experts | 5 minute read
Main image courtesy of SilkCards.
There are many reasons why you can always go to your bank in-person at a physical branch. Whether you need a large sum of cash taken out of your savings account, you have questions about fraudulent activity on your account, or even if you need to go pick up a new credit or debit card, physical banks are always available during normal business hours to visits–but there’s no doubt that digital banking has been on the rise with technology continuing to advance.
Digital banking is a convenient method that many banks are implementing because it allows its clients to check their current balance, transfer money to their savings account, and even deposit checks just by taking a picture of it with their smartphone. While the younger generations normally prefer this method due to its convenience, many older generations may be having a hard time making the switch in this technological era that we’re in.
Gift cards can be a great way to incentivise people to make the switch to digital banking. While its services are still available in-person, digital banking can make simple transactions and transfers much easier.
Check out more on how personalized gift cards can be a great way to encourage digital banking adoption!
Learning More About the Benefits of Digital Banking
Digital banking can make normal bank interactions easier–and from the comfort of your own home too!
Digital banking can help make normal financial interactions easier because you can handle them right from your account on your cell phone. Image courtesy of Credgenics Blog.
There are many positives to adding online banking into your everyday life. Not only is it an easier way to do simple transactions without going to your physical bank, but it can all be done from your cell phone. Just by downloading an app, you’ll be able to take advantage of tons of benefits that allow you more freedom with your account.
Cash Checks Instantly
One of the many great things about digital banking accounts is the ability to cash checks quickly and efficiently. With your smartphone, many banks allow you to cash checks by taking a picture of the front, then signing the back and doing the same with the back. You can choose to wait one to three business days to receive the full amount in your bank account, and there potentially may be an option to get it instantly where the bank takes 3% of it. Whether you need the money now or later, the option to cash checks at your convenience is what many people love about digital banking.
24/7 Access Right From Your Phone
It’s simple–the main reason why so many people love digital banking is because of the fact that it is readily available whenever you need it. Whether you want to check how much money you have in your account, transfer money, or cash a check, you can look at your bank’s app at any time–day or night–to see the status of your account.
Stay Home Instead of Waiting in Line
There is nothing worse than being stuck in a long line waiting for the next teller to call you up to cash or pull money from any of your accounts. Not only does online banking help you to avoid long lines at the bank, but you’re essentially able to do everything that you need to do at the bank right from home on your phone without wasting gas or time to get there and back.
Security Features to Avoid Fraud
While having a strong password is important for your bank account along with answers to security questions, sometimes scammers are still able to bypass this, get into your account, and steal your money. One of the best reasons why digital banking is so efficient is because of its advanced security features to keep your identity and money safe. From two-factor authentication, encryption, and even fraud monitoring from your bank, you can stay rest assured that your money is safe no matter where you go.
Personalized Gift Cards: How They Encourage Digital Banking Adoption
Rewarding clients with the use of personalized gift cards for using digital banking is a great tactic to welcome and keep their loyalty!
Personalized gift cards can be a great way to welcome new clients and drive further engagement into digital banking. Image courtesy of Vecteezy.
Digital banking is a great option for everyone to sign up for because of its availability and convenience, but there are also many other reasons to keep clients coming back to continue to show their loyalty to their bank–and this could be done through personalized gift cards. Gift cards that are used as part of a loyalty program, welcome bonus, or even for referrals can help banks boost their business while keeping their current clients engaged and satisfied with who is holding their money.
Attracts New Customers With Welcome Bonuses
One of the best ways to encourage digital banking adoption with personalized gift cards is to offer new customers with one as a welcome bonus. As a sign up bonus for new customers that download their digital app, create an account, and make their very first purchase can receive a gift card that is catered specifically to their purchase.
Targeted Offers For Specific Purchases
If your bank is noticing a pattern with the type of transactions that you make, a personalized gift card could go your way to target those specific interests. Rewards such as personalized gift cards to home improvement stores, restaurants, and department stores can be sent to customers if they spend so much money at a specific store or type of store–plus be a great way to encourage them to use digital banking.
Reaching Spending or Saving Goals, Plus Activity Goals
One of the most important parts about being financially smart is to set a budget or have a goal on how much money you want to have saved up in your savings account by the end of the year. Some banks can offer personalized gift cards for people who set certain financial goals–such as saving up for a vacation–and even for activity goals too, like signing up for paperless billing statements.
Survey Gift Card Rewards
An easy way that a bank can continue to encourage digital banking adoption is by giving them personalized gift cards for doing surveys. By taking out the time to give your bank your opinion, concerns, recommendations, or even positives about the digital banking app can be important feedback on what they want to work on and how to improve the experience.
Referring Friends and Family for Gift Cards
Much like many other businesses that give out personalized gift cards to loyal customers for referring friends and family, banks can do the same. Banks can provide referral awards to their current clients who recommend a friend or family to them, which could not only lead toward a better reputation for the bank, but also keep their current customers long-term with reward incentives they’ll appreciate.
What Gift Cards to Choose: How PerfectGift Corporate Can Be the Best Decision For Any Bank
How PerfectGift Corporate can help make personalized gift card giving super easy for bank customers!
There are many gift cards that you can get for bank customers as a part of a loyalty program, for referring their friends and family, and even as a welcome bonus for signing up for an account. Personalized gift cards can make a great option for encouraging digital banking adoption and PerfectGift Corporate and its options can be a great resource on giving them–and through a simple process!
What is PerfectGift Corporate?
Encouraging digital banking adoption through personalized gift cards can be a great incentive for customers to recommend your bank to others, along with rewarding them for purchases they made or even hitting a saving goal. PerfectGift Corporate helps make sending out gift cards a much easier process while also repaying customers for their loyalty and trusting their money with you. PerfectGift Corporate allows a company to choose a gift card–which can be any merchant–and send it to a customer either physically or electronically, along with personalizing it to make it more genuine through a couple simple steps.
PerfectGift Corporate makes it easy to send out gift cards to customers who have encouraged others into digital banking adoption with these five easy steps:
- Choose a physical or electronic gift card
- Add the amount that you wish to put on it
- Personalize it by choosing a preset design and adding your company logo
- Sent out the same day for a physical card and instantly with an electronic one
- Recipients can use this card like a regular gift card anywhere they go!
Features PerfectGift Corporate Has to Offer Banks for its Customers
There are many reasons why many companies–including banks–go with PerfectGift Corporate for giving their clients a personalized gift card for being loyal to them. Some of the best features that PerfectGift Corporate has to offer its customers that choose their services include:
- Offer own fulfillment center which allows them to print and ship customized cards same day with next day delivery available
- Google and apple wallet compatible
- Added savings options
- Product options with access to funds of unclaimed gifts
- No order limits, no minimum, and no maximum number of gifts or purchase value
- Dedicated account manager with 365-day support
- Secure card activations for VISA & Mastercard
- Robust branding with logos on physical & digital cards and packaging
- Access to gift cards up to $10,000 / card value
- Access to hundreds of major merchant gift cards with everyday discounts
- International acceptance of VISA & Mastercard
- Multiple VISA & Mastercard card expiration periods of 6, 12, 24 and 36 months (funds never expire)
- Robust ordering portal (optional API) with full order history
- Self-serve management of resend, replace, reissue & refund gift cards
- Online access to complete order history including all invoices, order dates, and gift redemption date
- Multiple account users managed by permissions can allow/restrict access to custom card designs, order history & more
- Multiple payment options including check, ACH, wire, RTP & credit card
Types of Gift Cards that PerfectGift Corporate Offers
There are numerous gift cards that PerfectGift Corporate offers that can greatly benefit banks and their loyal customers. Besides the PerfectGift+ gift card that allows customers to choose the merchant they wish to spend the money through, there are also the following options to pick from:
- Visa
- Mastercard
- American Express
- Amazon
- Target
- Walmart
- Dunkin’
- Shell
- Apple Music
- Disney
- Hilton
- Jiffy Lube
- And more!
It’s also important to reiterate that any of these gift cards can be bought in bulk to digitally or physically send them out to loyal and trusting customers, plus banks can also save money by purchasing many at a time. Banks can also add their company logo and even personalize the gift card with a note saying thank you for their loyalty, completing a survey, or by simply saying welcome!
Choose PerfectGift Corporate For Your Gift Card Needs and Consider Repaying Loyal Customers Back
Everyone needs a bank account to cash all of their payments, make secure payments through, and rack up their savings account. Digital banking is the new norm when it comes to doing everyday business at your bank directly from your cell phone. When wanting to pay back customers for their loyalty, personalized gift cards can be a great option to consider with easy how-to steps to follow in sending it.
Consider PerfectGift Corporate for your banking customers that help to encourage others in digital banking adoption!
